Financial Advisory & Planning
Planning that survives contact with the numbers
Financial advisory, financial planning and investment planning for companies, funds and institutional investors — built on years spent inside an asset manager rather than on templates.
The idea
Advice you can trace back to a number
Most plans fail not because the strategy was wrong, but because nobody could say where a figure came from or what happens if it moves.
Every engagement produces a model you own: assumptions written down, scenarios tested, and a document your board, your auditor or your bank can follow without a workshop.
- Assumptions stated explicitly and versioned
- Base, upside and downside as standard, never a single line
- Models handed over in Excel or Python, not locked away
- Written findings in plain language
- One accountable specialist from first call to handover
Services
Three kinds of question, one method
Take one, or combine them as a single planning cycle.
Financial advisory
An independent read on a decision that has money attached to it.
- Capital structure, funding options and debt capacity
- Buy, build or lease — quantified side by side
- Valuation of a target, a stake or your own company
- Transaction support: DCF, comparables, sensitivity
- Second opinion on a proposal already on your desk
Financial planning
The budget, forecast and cash view that management actually steers by.
- Three-statement model: P&L, balance sheet, cash flow
- Rolling forecast and liquidity runway
- Scenario and sensitivity analysis on the drivers that matter
- Budget process and reporting pack your team can run monthly
- Covenant headroom and bank reporting
Investment planning
How an institution's own assets should be structured — and how that is evidenced.
- Investment policy statement and objectives
- Strategic asset allocation and policy bands
- Manager and fund selection criteria, with due diligence
- Risk, liquidity and regulatory limits mapped to the policy
- Monitoring and rebalancing rules that can be tested
What we do
- Value a company, a shareholding or an asset
- Build budgets, forecasts and cash-flow models
- Write investment policies and allocation frameworks for institutions
- Run manager and fund due diligence as analysis
- Give a second opinion on a proposal or a model already on your desk
- Design, code and test compliance rules inside your systems
What we don’t do
- Manage assets or hold client money
- Give personal investment recommendations to private individuals
- Distribute, broker or introduce financial products
- Take commission or retrocessions from product providers
FINCON4 is not a licensed investment firm and does not provide investment services within the meaning of MiFID II. The last point above is a choice rather than a restriction: our fee comes from you, so the analysis answers to you.
Who this is for
Where an independent view earns its fee
Companies planning a step change
An acquisition, a new market, a financing round or a capex programme — where the internal model was built for a smaller company than the one making the decision.
Funds and asset managers
Investment policy, allocation frameworks and manager selection documented to a standard that survives a depositary or regulator asking how it was decided.
Pension funds and foundations
Policy bands and monitoring rules aligned with the investment restrictions that apply — UCITS, AIFMD or BVV2 and KAG/KKV-FINMA in Switzerland.
Family offices
Structuring and oversight of the entity's own portfolio, including private equity and alternatives, with due diligence that goes past the pitch deck.
How we work
Four steps, no surprises
Free consultation
Thirty minutes on the decision, the data you have and the deadline you are working to.
Proposal
Written scope, deliverables, timeline and price, agreed before any work starts.
Analysis
Model built and tested, assumptions challenged, scenarios run. Progress shared as we go, not at the end.
Handover
Findings presented, the model transferred to your team, and two rounds of follow-up questions included.
Experience
Advice from the operating side of the table
As a financial advisor at UAB FMI INVL Financial Advisors, Bruno Zeltiņš advised high-net-worth clients on private equity and alternatives alongside traditional asset classes.
That work — manager and fund due diligence, DCF and comparable valuations, portfolio monitoring in Bloomberg, onboarding under AML and MiFID II — sits behind the planning method used here. The same discipline that a licensed asset manager applies to client portfolios, applied to your company's or your institution's own decisions.
More about FINCON4- Private equity and alternatives, not only listed assets
- Valuation work that has been reviewed by third parties
- Regulatory limits understood from implementing them
- Reporting built for people who have to sign it off
Let’s look at the decision in front of you
A free 30-minute consultation, then a written proposal with a fixed scope and price. Write to info@fincon4.lv or use the form.